📈 NEW : Earn up to 2% interest on your Bitcoin (BTC)
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Earn up to 2.00%* interest on your Bitcoin

Why let your BTC sit idle when you can put it to work? Earn interest on your Bitcoin automatically through a secure, regulated platform.

* The interest rate varies depending on market conditions, so it is not guaranteed. The base rate will never be negative, and interest accrues continuously.
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2017 Date of creation
+150 000 Investors
MiCA-compliant Approved by the AMF
€350M+ assets Under management

Bitcoin, a strategic asset for your portfolio

Bitcoin, one of the top-performing assets of the past decade and is increasingly recognized and adopted by institutional investors.

Its scarcity and long-term performance make it a valuable store of value for investors looking to hold Bitcoin over the long-term (buy and hold).

By putting the BTC you plan to hold for the long term to work, you can optimize your position while growing your portfolio through an additional source of yield.

* Past performance does not guarantee future results. Rates shown are not guaranteed.

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Earn yield on your Bitcoin

check 2.00% yield (APR)
check Interest is available 5 to 10 days after the lock-up period ends
check 30-day lock-up period once your BTC is invested*
repeat Reinvest your BTC as soon as the 30-day lock-up period is over
Start earning interest
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Put your BTC to work

coins Earn additional BTC without lifting a finger
check Transparent returns within a regulated framework
wallet Turn your long-term Bitcoin holdings into a source of yield
Put my Bitcoin to work
Meria Logo is an investment platform regulated in France and across Europe
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Regulated and supervised firm
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Licensed as a PSCA by the AMF

Bitcoin, a strategic asset for individuals and businesses

Individuals
Individuals

Put your Bitcoin to work and benefit from its growth potential while earning regular passive returns

Put your idle BTC to work
Earn passive, recurring returns
Start earning with just one click
Businesses
Businesses

Put your Bitcoin treasury to work and generate additional yield on your holdings

Additional source of yield
Monthly access to your funds
Turnkey accounting reporting

Invest your Bitcoin in a few steps

Credit your account Deposit your funds in just a few seconds.
Payment options
Invest your bitcoin Put your Bitcoin to work in just a few clicks.
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Earn interest Interest is available 5 to 10 days after the lock-up period ends
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Reinvest after 30 days Once the 30-day lock-up period ends, your BTC is available in your wallet again. Reinvest it to keep earning yield.
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How does Bitcoin lending work?

bitcoin
Bitcoin (BTC) Beyond its growth potential and high liquidity, Bitcoin can contribute to portfolio diversification due to its historically low correlation with traditional assets over the long term.
Lending
Lending Bitcoin lending involves making your assets available to borrowers in exchange for interest. This allows you to earn yield from the use of your BTC through DeFi protocols.
Trusted by more than 150,000 investors When you invest with Meria, you're never alone. Our support team is available 5 days a week to help you get started with your account.

All your questions about Bitcoin lending, answered

  • Why trust Meria? Icon arrow

    Meria is a French cryptocurrency investment platform licensed as a PSCA by the Financial Markets Authority (AMF), in accordance with the European MICA regulation, under license number A2026-020. Since 2017, more than 150,000 individual and professional investors have chosen Meria.

  • Is it risky to lend my BTC? Icon arrow

    Like any investment, lending BTC carries risks. The first relates to the platform used, including the possibility of technical failures. The second is the volatility of cryptocurrencies. If the price of Bitcoin falls, the interest earned may not offset the loss in the value of your investment.

  • Where does the yield from Bitcoin lending come from? Icon arrow

    Bitcoin lending involves making your cryptocurrency available to borrowers who pay interest in return for using it. The principle is similar to lending through a traditional financial institution.
    To offer BTC lending, Meria works with KeyRock, a financial institution specializing in crypto infrastructure solutions.
    Founded in 2017, KeyRock is licensed as a Crypto-Asset Service Provider (CASP).
    By using Meria's Bitcoin yield solution, you can access the benefits of crypto lending without having to manage the underlying technical infrastructure yourself.

  • What fees apply to BTC lending with Meria? Icon arrow

    A 10.00% fee applies. The interest credited to your wallet is net of fees. See our fee policy for full details.

  • How long are my funds locked once I invest? Icon arrow

    Once your BTC is placed in lending, it is subject to a 30-day lock-up period, during which withdrawals are not possible. After 30 days, your funds become available again in your Meria wallet. You can then choose to reinvest them to continue earning yield or use them as you wish: swap, withdraw, or sell them.

  • When will I receive my interest? Icon arrow

    Your interest is available 5 to 10 days after the end of the lock-up period.

  • Is the interest guaranteed? Icon arrow

    No. The yield applied to BTC lending is neither fixed nor guaranteed, and may fluctuate over time, both up and down.

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